Thinking about a Small Business Loan?
Healthy Financials doesn’t provide any type of loans to individuals or Small BUSINESSES.
HOWEVER We work with several lending institutions that can handle your financing needs.
Important Facts
More than 70% of bank loan
applications are rejected
The List of documentation required when applying for a loan can be overwhelming
82% of the time, poor cash flow
management or poor understanding
of cash flow contributes to the
failure of a small business.
type of financing Available
SBA Loan
Equipment Financing
Business Line of Credit
Merchant Cash Advance
Unsecured Business Loan
Business Acquisition Loans
Asset Based Solutions: Inventory or Receivable
Benefits of working with Us
Quick Turnaround
Personalized attention
Finding the best business financing
SBA
SBA loans are guaranteed by the U.S. Small Business Administration. Its sole purpose is to assist small businesses get the funding they need. The SBA loan programs allow you to borrow money for just about any business purpose, and often come with longer term payment plans and lower interest rates. For qualification, your business must meet requirements for both the SBA and the lender you are applying with.
Equipment Financing
Equipment Financing helps you finance equipment for your business. This loan is great for business owners who need equipment for long term use such as a company vehicle or computer to keep up with the latest technology.
Business Line of Credit
A business line of credit provides access to a revolving credit line of funds when you need capital. It is there when you need it, but you are not required to use it. The funds can be used for nearly any business need, and you only pay interest on the funds you borrow each time, not on the entire loan amount. This loan is often referred to as a security blanket because it is great for unexpected expenses.
Merchant Cash Advance
A merchant cash advance typically provides a quick turnaround for financing business cash advances in exchange for a portion of your business’s future daily /weekly or credit/ debit card sales until the loan is paid off. This is a quick and easy way to receive cash fast for your business without requiring a strong business credit history.
Unsecured Business Loan
An unsecured business loan is a financing solution that does not require any collateral. However, this loan does require that the borrower has excellent financial and credit history. The borrower must provide a detailed breakdown of their cash flow each month, verifying that a regular monthly payment is possible during the duration of the loan.
Business Acquisition Loan
A business acquisition loan allows you to buy someone else’s existing business. This loan is also great for buying out your partner(s) for a business you already own, or purchasing a franchise.
Asset-Based Solutions: Inventory or receivable
Asset-based financing is a specially designed method for businesses with capital that are loaning money in an agreement that is secured by collateral. This loan may be secured by inventory, receivable accounts, equipment, or other properties owned by the borrower.